Thursday, June 1, 2017

I graduated... now what?

Spring has sprung and you know what that means.  Graduation season.  

What an exciting time in a young persons life to be done with one chapter and on to the next.  There are so many decisions to make upon graduating.  Insurance should be something that doesn't stress you out.  We are here to make that part easy so that you can stress about the bigger questions everyone is throwing at you.

HIGH SCHOOL GRADUATES:  By now you probably know what auto insurance is and your parents have probably added you to their policy if you are driving one of their cars.  When we talk to high school kids that is about all they know about insurance.  Words like liability coverage, bodily injury, property damage, uninsured motorist coverage and more are things that they haven't even heard of.  That's why we would HIGHLY ENCOURAGE that families come in to meet with us to go over what coverage they have currently and to make sure that you have the best policy in place for the changes that are coming for that student.  It is also a good time to start thinking about renters insurance if the student is moving out of the parents home.  We are here to help make this a simple seamless transition and provide a little education.

COLLEGE GRADUATES:  If you are planning on staying on your parents couch in the basement and driving their cars forever there is good news for you!  (Maybe not in all areas of your life) You can still be covered under their policy.  Unlike health insurance you don't get kicked off at a certain age. If you have different plans we would love to meet with you.  This is an exciting time in your life and there are a lot of changes that may be happening.  Now is the time to start thinking about broader insurance.  Do you have your own car, rent or own a home, is there someone special in your life that you want to make sure is taken care of if something happens to you?  We can not only make sure that you are covered but make sure you have the right amounts of coverage.  

When I first started dating a handsome insurance guy I let him take a look at my insurance.  I hadn't thought too much about it before then and did figure there would be much I needed to change but what he found that I was OVER insured.  This meant that I was paying too high of a premium every month for a policy that I didn't need.  I was a single gal that owned a house and car and could have used that extra money.  He was able to shop my insurance around and cut my premiums almost in half.  I should have known right there that he was the guy for me.  I know that if it happened to me it happens to a lot of people and it is our duty here at GIT to make sure that we cover you with the exact fit.  After all, who would buy a pair of jeans that were too big for you and more expensive!